Go through the past 3 months of spending and organize and categorize your spending. You should only use the ones that apply directly to your spending habits. The categories you place in your budget are very personal and depend on what you currently spend on.Ī budget category is a name you give a specific type of withdrawals.īefore you create your budget, don’t just use the categories we give you. It will also show you how much more you need and where you need to cut back. The idea is that a well-planned budget will give you the money you need when you need it. This way, if a category from the list doesn’t fit your life, you can create your own.Ī budget is a plan you set up that prepares you for how you are going to spend your money. In this guide, I’ll describe and explain the most common budget categories that people usually use.īefore we get into the budget categories themselves, it’s important to understand what budget categories are. The secret to a fantastic budget that you actually follow (and enjoy setting up) is that you pick the budget categories that reflect your lifestyle and habits. So how do you set up a budget that you’ll actually stick to? That’s what I’m going to show you today! If your budget is too vague or too specific, it can create problems that make you want to throw the entire thing in the trash.
When you are setting up your personal budget, do you know where you spend your money? Add these budget categories to your monthly and weekly budget so you’ll know exactly where your money is going.īudget categories are super important.
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